Real payment clarity for home buyers
See what homeownership actually costs. Compare loan scenarios side-by-side, understand every line of your monthly payment, and get AI-powered guidance in plain English.
More than a mortgage calculator
Clear answers to the questions home buyers actually ask, powered by real loan logic and AI explanations.
Scenario Comparison
See Conventional, FHA, and more side-by-side with realistic monthly payments, down payments, and cash-to-close.
Monthly Breakdown
Principal, interest, taxes, insurance, and PMI - every line explained in plain English.
AI Guidance
Ask questions in plain English and get clear explanations about your loan options and tradeoffs.
White-Label Ready
Embed on your website with your branding, logo, and colors. Looks like you built it.
Lead Capture
Turn calculator sessions into qualified conversations. Leads route directly to your inbox.
Analytics Dashboard
Track sessions, leads, conversion rates, and popular loan types across your widget.
How it works
Four simple steps to payment clarity
Enter Your Details
Start with a home price, monthly budget, or cash available.
Get Scenarios
See realistic payment paths across different loan types.
Compare & Learn
Understand the tradeoffs with AI-powered explanations.
Connect
Save results or connect with an agent or lender.
Simple, honest pricing
Use the calculator free. Upgrade to Pro when you want your own branded widget with lead capture.
Free
For home buyers and anyone curious
- Full calculator at homebuyercalc.com
- All loan scenarios (Conventional, FHA, Jumbo, USDA)
- Down payment analysis & readiness score
- Amortization & equity projections
- Embeddable widget (HomeBuyerCalc branding)
- Share & email results
Pro
14-day free trialFor agents, lenders, and teams
- Everything in Free
- White-label widget (your branding, logo, colors)
- Lead capture from your calculator users
- PDF reports for buyers
- Analytics dashboard
- Email notifications for new leads
- Up to 2,500 sessions/mo
Need API access, CRM integrations, or custom plans? Contact us.
Add a calculator to your site in 30 seconds
No account needed. Just copy, paste, done.
Enter your email to get the free embed code.
Free widget includes HomeBuyerCalc branding. Go Pro for white-label.
Help your buyers see the real picture
Put a powerful affordability tool on your site in minutes. Your brand, your leads, clear monthly payment scenarios.